Bridge City Bank offers personal products to consumers that fit every banking need. Personal, professional service from people you know.
Checking Plans
Interest Bearing Checking Plans
Savings Plans
Personal Loans
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Privilege Plus Checking Account |
Are you looking for a FREE checking account with value added benefits? Then the Privilege Plus Checking Account is for you.
- No minimum balance required
- $700 Overdraft Priviledge available* [more information]
- MasterCard® Check card option available
- Free Telebank 24-hour bank by phone
- Free Online Banking and Free Bill Pay
- Check safekeeping
- Unlimited transactions
- First 50 printed checks free (basic bank
stock)
- Preferred loan rates with auto debit
| Minimum to open: |
$100 |
| Monthly Maintenance Fee: |
None |
| Safekeeping – deposit slips/checks: |
No charge |
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Personal Checking Account |
Regular Checking is the perfect account if you are looking for a basic checking account and want to get your checks returned in your statement.
| Minimum to open: |
$100 |
| Minimum daily balance to avoid a minimum balance fee: |
$700 |
| Monthly Minimum Balance Fee: |
|
| $0 - $399.99 |
$7.50 |
| $400 – $699.99 |
$4 |
| $700 and over |
No charge |
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Personal NOW Checking allows you to earn interest on your account balance.
| Minimum to open: |
$1,000 |
| Daily balance to avoid the
minimum balance fee: |
$1,000 |
| Minimum Balance fee: |
$10 |
| Per check/debit fee in excess of 20 during a statement cycle: |
$.15 |
| Interest rate: |
See us for current rate |
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Classic Checking was designed for customers age 55 and older. The account provides a package of benefits with all of the convenience you need in a checking account plus pays you interest.
- Free printed checks (basic bank stock)
- Free notary service
- Free one signature Traveler's checks
- Cashier’s checks and money orders are offered with no fee
- Interest earned on daily balance
- $700 Overdraft Priviledge available* [more information]
- MasterCard® Check card option available
- Free Online Banking and Free Bill Pay
- Free Telebank 24-hour bank by phone
- Preferred loan rates with auto debit
| Minimum to open: |
$300 |
| Daily balance to avoid a monthly maintenance fee: |
$300 |
| Monthly maintenance fee: |
$10 |
| Interest rate: |
See us for current rate |
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Classic Platinum Checking Account |
Classic Platinum Checking allows you to earn a higher rate of interest on your account balance.
- Free printed checks (basic bank stock)
- Free notary service
- Free one signature Traveler's checks
- Cashier’s checks and money orders are offered with no fee
- Interest earned on daily balance
- $700 Overdraft Priviledge available* [more information]
- MasterCard® Check card option available
- Free Online Banking and Free Bill Pay
- Free Telebank 24-hour bank by phone
- Free unlimited check writing
- Preferred loan rates with auto debit
| Minimum to open: |
$5,000 |
| Daily balance to avoid a monthly maintenance fee: |
$5,000 |
| Monthly maintenance fee: |
$10 |
| Interest rate: |
See us for current rate |
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Tiered interest rates that pay you more as your account balance increases.
- Four premium interest rate tiers:
- Tier 1: Under $25,000 See us for current rates
- Tier 2: $25,000 - $49,999.99
- Tier 3: $50,000 - $149,999.99
- Tier 4: $150,000 - $249,999.99
- Tier 4: $250,000 and above
- Free online banking
- Free Telebank 24-hour bank by phone limited check writing (up to three per statement cycle)*
- Preferred loan rates with auto debit
| Minimum to open: |
$2,500 |
| Daily balance to avoid monthly maintenance fee: |
$2,500 |
| Monthly maintenance fee: |
$15 |
| Interest |
Paid monthly |
*Transaction limitations:
Up to six (6) withdrawals or pre-authorized transfers or telephone transfers per statement cycle, three (3) of which may be by third-party check |
No charge |
| In person withdrawal or made through ATM: |
Unlimited |
| Excessive withdrawal fee (each withdrawal): |
$15 |
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Savings Accounts are a safe and secure way to earn interest.
- Low minimum balance required to avoid monthly
minimum balance fee
- Two free withdrawals per month
- Automatic savings plan available
- Free online banking
- Free Telebank 24-hour bank by phone
- Preferred loan rates with auto debit
| Minimum to open: |
$100 |
| ($25 for minors under the age of 16) |
|
| Minimum daily balance to avoid minumum balance fee: |
$100 |
| Minimum Balance fee: |
$1.65 |
| (Waived if minor under the age of 16) |
|
| Interest: |
Paid monthly |
| Interest rate: |
See us for current rate |
| Withdrawal limitations: |
|
| Up to two (2) per month: |
No charge |
| Each additional withdrawal: |
$1 |
Federal regulations limit the number of withdrawals allowed.
See us for details |
|
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Certificates of Deposit (CDs) offer a secure way to invest your money and earn a guaranteed return. You can have peace of mind with an FDIC-insured investment.
- Flexible terms from 30 days to five years
- No service fees, but early withdrawal penalties apply
- Fixed rates
- Premium rates for deposits over $100,000
| Minimum balance to open: |
$1,000 |
| Fees: |
None |
| Interest payment frequency: |
Monthly, quarterly, or annually |
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Individual Retirement Accounts |
Individual Retirement Account (IRA) can help you build a safe, stable savings for your retirement.
- Regular and Roth IRAs available
- No management fees
- Variable rates
| Minimum balance to open: |
$500 |
| Federal regulations limit the number of withdrawals allowed |
|
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Whether you are buying your first home or moving up to a larger one, we offer FHA, VA and conventional mortgages.
All loans subject to credit approval.
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Our home equity loans can be used for a variety of purposes including education, debt consolidation, or travel.
All loans subject to credit approval.
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Home Construction, Lot and Land Loans |
We can help you in all phases of building your new home including the initial lot purchase. Ask our loan specialists for advice on the handling of the construction process.
All loans subject to credit approval.
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A loan to add that new game room, swimming pool, or any other enhancements to your home can be taken care of by our knowledgeable home town professionals.
All loans subject to credit approval.
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We make personal loans for all types of purposes, including purchasing of automobiles, boats and recreational vehicles. We also make unsecured installment loans.
All loans subject to credit approval.
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We offer credit cards for personal use to qualified applicants with competitive rates.
All loans subject to credit approval.
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