Business Services

Merchant Processing Services

We offer a low-cost, comprehensive Merchant Processing solution enabling merchants with the ability to accept any form of electronic payment.

  • Dedicated bank representative to assist you
  • State of the art equipment
  • Electronic and touchtone options featuring next-day settlement
Cash Management

We’ve made this affordable for large and small businesses. These online tools can boost your productivity and efficiency with you in the control seat!

  • ACH Origination and receipt
  • Payroll
  • Bill Pay
  • Tax Payment
Safe Deposit Boxes

Do you have things that shouldn’t be kept at the office? Safe Deposit Boxes are an excellent way to protect your important documents.

Boxes are available at the Bridge City location only.

With AutodraftWithout Autodraft
3x5 $30 $45
3x10 $35 $52.50
5x5 $45 $67.50
5x10 $55 $82.50
10x10 $100 $150.00
Replacement fee for lost safe deposit box key $20 $20
Safe Deposit Box Drill fee (minimum) $200 $200
Fee Schedule

* Non Sufficient/Overdraft fees may be created should the account become overdrawn.

Overdraft Privilege for Business

What is Overdraft Privilege?

  • A financial resource that can protect you from inadvertent mistakes caused by insufficient or overdraft checks
  • Bridge City Bank’s convenient response to your unexpected banking needs
  • A valuable enhancement to your banking relationship
  • Not a promise…but a privilege…to you, our customer

We can save you the expense and embarrassment of having an item returned: the Overdraft Privilege does just that.

What types of transactions are included in Overdraft Privilege?

Fees will be applied to overdrafts created by: checks, in-person withdrawals, ATM withdrawals or other electronic means.

What time period is required to repay the Overdraft Balance?

To maintain eligibility for Overdraft Privilege, customers must continue to make regular deposits into their accounts, bringing their account to a positive balance, within a thirty day (30) period. The bank reserves the right to require customers to pay outstanding overdraft (negative) balances, including fees, immediately or on demand.

Under what circumstances will the bank not pay an overdraft?

Whether customer overdrafts will be paid is discretionary and the bank reserves the right not to pay. For example, the bank will typically not pay overdrafts if an account is not in good standing, or regular deposits are not being made, or there have been excessive overdrafts. We may refuse to pay an overdraft for you at any time, even though your account is in good standing and even though we may have previously paid overdrafts for you.

Free Online Banking

Because it’s your business, and it’s your bank. We offer solutions for success.

Whether you are a small business owner or part of a large scale business, Bridge City Bank’s Online service provides a hands on approach to optimize your cash flow with fast and flexible cash management, payment options and balance reporting. You’ll also benefit from our superior expertise, ongoing customer support, and critical disaster recovery services. Business Banking Online provides one-stop access to important financial services giving you more control over your daily business finances with efficient, time-saving solutions.

  • Electronic Payments / Generate ACH / Tax Payments
  • Account Reconciliation thru Quicken or Quickbooks
  • Account Transfers
  • Balance Alerts
  • Balance Reporting
  • Stop Payments
  • Order Checks
  • Account Activity / Statements / Check Images
Free Bill Pay for Business

Free for Our Checking Account Customers! Online Bill Payment Service with electronic bill presentment.


Bill Pay is our secure electronic bill payment service that allows you to pay bills on a monthly basis or set up reoccurring payments. Our Bill Pay product is FREESECURE and EASY! Enter payee information, schedule payments, then enjoy the time you’ve saved! Save money on stamps, envelopes and late fees. You set the date of the payments. You can choose to pay bills from more than one account and be assured your payments will arrive on time. Using BillPay helps prevent identity theft by allowing you to receive your bills electronically instead of having them mailed to your home mailbox. It also keeps checks out of the hands of counterfeitors. Our online bill pay service now includes electronic bill presentment for various payees, which allows you to receive bills electronically.

Customer support is a phone call away at 409-735-3516.

To sign up log in to Online Banking and click on Bill Payment.

MasterCard Check Card

Carrying a checkbook around invites unnecessary risk. We offer a MasterMoney Check Card that provides you with the convenience of hassle-free purchases.

You can use your MasterMoney Check Card to make purchases anywhere MasterCard is accepted.

24 Hour Telebank Service

Many of our services are right here at your fingertips allowing you to perform transactions from the comfort of your home or office.

  • Account Histories
  • Account Transfers
  • Direct Deposit information
  • Online Stop Payments
  • Real-time Account Balances
  • Make Loan Payments

Access by calling: 866-874-3053

If you are a first-time user and/or do not know your customer number or 4-digit security code, please contact us at 409-735-3516

Night Deposit

Discover convenience with Bridge City Bank night deposit boxes at each location.

This safe and completely secure service allows you to make deposits, payments, and transfer requests quickly and easily. You can also utilize it for safekeeping. Each night deposit box is available 24 hours a day, seven days a week. Transactions dropped after 9am are processed the next business day. In most cases, deposits you make in the night drop box will be available by 10 a.m. on the date processed.